Keeping You Informed, Because We Care!

Please visit this page often to stay informed about card, mobile, and online service availability. We will also post any alerts regarding security breaches or fraud activity that we feel might be beneficial to our customers.

Solar Eclipse Special Hours:

Our Pinckneyville lobby will be closed Monday, August 21 from 11:00 AM to 2:00 PM.

Drive-up will remain open. Normal business hours will resume at 2:00 PM


Murphysboro and Elkville lobbies will be closed Monday, August 21 from 12:00 PM to 2:00 PM.

Drive-up will remain open. Normal business hours will resume at 2:00 PM.

On September 15, 2017, a new rule from the Electronic Payments Association (NACHA) goes into effect, and electronic debits will be eligible for same day processing. What will this mean for you? Companies may begin processing your electronic payments faster, and converted checks may post to your account the same day that you write them.

We advise that checks only be written or payments scheduled when sufficient funds are in your account to avoid NSF fees and returned payments. Float times will be dramatically reduced or eliminated completely.

In order to check balances and other account information anytime, please ask a Customer Service Representative how you can sign up for free online banking, the mobile app or CATS (Customer Activated Telebank System).

Scam of the Week

Hidden Dangers of HTML Attachments

Internet criminals never stop trying to get past your spam filters and trick you into clicking on phishing links or opening malicious email attachments. This is a warning against a new type of attack that uses an HTML attachment which tries to scam you into entering your user name and password. HTML attachments are often used by banks for secure messages, so you might think that these are always safe. They are NOT. If you get an email with an HTML attachment, be just as careful as always and do not open it unless you have asked for it, or have verified with the sender that the attachment is legitimate. Always remember: “When in doubt, throw it out!” Think Before You Click!

Learn more!

Cyber Security Tip of the Month

Security Tips for Travelers
Stop.Think.Connect. Toolkit

Cybersecurity should not be limited to the home, office, or classroom. It is important to practice safe online behavior and secure our Internet-enabled mobile devices whenever we travel, as well. The more we travel and access the Internet on the go, the more cyber risks we face. No one is exempt from the threat of cyber crime, at home or on the go, but you can follow these simple tips to stay safe online when traveling. 

Learn More!


We will post notifications here if our website or any of our Electronic Banking Services are temporarily unavailable while undergoing updates.

Scheduled Maintenance

No scheduled maintenance at this time


Information regarding Security Breaches and the latest Scam & Fraud Alerts will be posted here.

May 6, 2016 – FinCEN Reminds Public to be Wary of Fraudulent Correspondence and Phone Calls

A recent Alert has been issued regarding financial scams via telephone. For more information see

FBI Releases Article on Romance Scams  02/14/2017 11:01 PM EST

Original release date: February 14, 2017 The Federal Bureau of Investigation (FBI) has released an article addressing the rise of Internet romance scams. In this common type of fraud, cyber criminals target victims, gain their confidence, and trick them into sending money. To stay safer online, review the FBI article on Romance Scams and US-CERT publication ST06-003 on staying safe on social networking sites. Please file a complaint with the FBI’s Internet Crime Complaint Center if you believe you have been the victim of a romance scam.

Fraud Alert vs Credit Freeze

AllClear-ID has posted an interesting article on choices you may make when you believe that you may be a victim of credit fraud. AllClear-ID is one of several vendors that assist in credit monitoring. Murphy-Wall State Bank and Trust Company does notendorse this vendor over any other company providing this type of service.

Alert Notice

Fraudulent UPS EmailDec 11, 2015Download PDF