WEBSITE PRIVACY POLICY
This website is only intended for U.S. citizens.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
INFORMATION WE COLLECT
Information you provide to us directly
We may collect personal information that you provide us such as your first and last name, home address, email address, telephone number, username, social security number, as well as any other personal information you may voluntarily provide to us.
Information we collect indirectly
We may use a third party including Google Analytics and Google Ads to collect data indirectly provided to us from your use of our website such as IP address, operating system, browser type, previous site visited, activity on our site, screen resolution, and device used.
We may also collect “cookies”,” web beacons”, and “geolocations” to track the actions of users automatically.
This type of information collected is non-personal information, meaning that we cannot use this information to identify who you are.
HOW WE USE YOUR INFORMATION
Use of information directly provided
- Processing transactions and applications
- Verifying your identity
- Preventing fraud
- Responding to requests and inquiries
- Other means of communication for account related purposes
- Managing your preferences
- Various business purposes such as data analytics, accounting, and auditing
- Complying with legal requirements
Use of information indirectly provided
- Performing analytics to ensure site functionality and to maintain security
- Tailoring marketing content based on your preferences
- Using geolocation transmitted by your device if enabled through your device.
- Logging the time of your visit on our site, the number of page visited per session, and page levels
COOKIES
Cookies are data stored on the users’ device by the web browser. Cookies enable us to customize your experience by allowing our site to recognize and remember you and your preferences as well as learn about your interests. We may collect information from you automatically through cookies. By using our website, you consent to the use of cookies. Depending on your web browser, you may be able to adjust your settings to allow you to decline and delete cookies. If you choose to decline cookies, you may experience reduced functionality with our site.
ONLINE ADVERTISING
When you use our online services, you may see advertisements on third-party websites or mobile applications. This is generally called “online behavioral advertising.” These advertisements may be based on your online activities over time and across third party websites and online services. We may engage third party service providers such as Google Ads to collect this information. This helps us to offer products and services that may be of interest to you. To learn more about how Google uses information please view https://policies.google.com/technologies/partner-sites. To update your preferences on online behavioral advertising please go to https://adssettings.google.com/authenticated or if you would like to opt out of online behavioral advertising please go to https://chrome.google.com/webstore/detail/iba-opt-out-by-google/gbiekjoijknlhijdjbaadobpkdhmoebb. Additionally, if you would like to opt out of Google Analytics please go to https://tools.google.com/dlpage/gaoptout to learn how you may do so.
Please note that if you decide to opt out of online behavioral advertising, you may need to have “cookies” enabled for your browser to remember your preference. You may need to opt out again when you are using a different device or browser. Please be aware that even if you choose to opt out of online behavioral advertising you may still receive generic advertising promoting our products and services. These generic ads will not be based on your online activities.
CHILDREN UNDER 13
We do not knowingly collect personal information for children under 13. Our services are not intended for children under 13.
SECURITY
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings.
LINKS TO 3RD PARTY WEBSITES
This privacy policy is only effective for our site. By visiting other third party websites using links from our site you will be subject to their policies.
CHANGES TO THIS PRIVACY POLICY
Any changes to this privacy policy will be posted with the date last updated.
March 20, 2020